MyPayNow

When life happens, why wait ‘til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly!

Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want.


How it works:
1. Create an account, enter your employment info and link your bank statements to determine your available funds.
2. Request the funds you want and it will be in your account - in most cases within 60 seconds.
3. Scheduled repayments are automatically set up to coincide with your pay cycle.
4. Repeat as often and as much as you like, up to your available funds.

How much does it cost?
• There is a 5% transaction fee for each advance. For example, if you are advanced $100, our fee is $5, making the total you repay $105.
• There is NO interest - EVER (APR=0%)
• There are NO other fees – EVER

Why choose MyPayNow?
• Fast, simple, cheap, secure access to your money
• Private and discrete … we don’t contact your employer. We deal directly and only with you.
• Avoid stress and late fees … rather than falling behind on bills, pay them on time.
• No way to accumulate a huge debt as only a quarter of your wage is available.
• Repayments are set to match your pay cycle with flexible options from 2 days (minimum repayment period) and in 62 days (maximum repayment period).
• Enjoy financial freedom and live life at your pace