Spruce - Mobile banking

Discover Financial Freedom with Spruce

Are you seeking a seamless way to manage your finances effectively? Look no further than Spruce – the innovative mobile banking platform developed in collaboration with H&R Block, offering banking solutions through MetaBank. Here's why Spruce stands out:

Key Features

1. No Hidden Fees: Enjoy a fee-free experience with no monthly, sign-up, or overdraft fees up to $20.

2. Personalized Savings Goals: Tailor your savings targets, monitor progress, and start building a financial cushion for any purpose.

3. Automatic Cash Back Rewards: Earn cash back at select retailers and use these rewards to bolster your savings efforts.

4. Early Paycheck Access: Enroll in direct deposit for the opportunity to receive your paycheck up to two days in advance.

5. Free Credit Score: Gain insights into your credit health with a complimentary FICO® Score 8 based on Experian data.

Benefits

• Access to thousands of fee-free ATMs nationwide.
• Courtesy Coverage offering no-fee overdraft protection up to $20 with qualifying direct deposit.

Why Choose This App

• Seamlessly manage your spending and savings with Spruce's user-friendly interface.
• Experience peace of mind with financial transparency and security measures.

Technical Information

• Spruce is a financial technology platform, not a bank.
• Spruce debit card issued by MetaBank, N.A., Member FDIC, under Mastercard license.
• Additional fees may apply; visit www.SpruceMoney.com/fees for details.

Compatibility

• Available for iOS and Android devices.

Disclaimers

• Spruce Rewards powered by Dosh, with cash back offers subject to variations.
• Early access to funds is contingent on the payer's payment submission timing.

Spruce offers a comprehensive financial solution that empowers you to take control of your money matters. Join the Spruce community today and embark on a journey towards financial well-being!

Spruce, where financial freedom meets convenience.